What is Crop Insurance?
Crop insurance protects farmers and agricultural producers against the loss of crops due to natural disasters such as drought, flood, hail, or disease, as well as revenue losses caused by market price fluctuations. It helps stabilize farm income and ensures financial security when unpredictable conditions threaten a harvest.

Why Do You Need It?
Crop insurance is essential for managing risk in agriculture. Farming income depends heavily on weather and market conditions—both of which are beyond your control. With crop insurance, you can safeguard your livelihood, secure financing more easily, and recover more quickly after a loss, ensuring your operation remains sustainable year after year.

Questions to Ask Your Agent

• What types of crop insurance policies are available for my crops and region?

• How is coverage determined and what losses are eligible for claims?

• What is the difference between yield protection and revenue protection?

• How are premiums calculated and are there any government subsidies available?

• What documentation will I need to file a claim promptly and accurately?